MISSOURI TRUCKING RISKS FROM GROSS RECEIPTS TO BOBTAIL INSURANCE
MJM Insurance of Swansea is a leader in providing all-inclusive programs for Illinois Trucking Insurance Coverages. Our licensed agents have more than 60 years combined experience with automobile liability, general liability, physical damage, motor truck cargo, and workers compensation insurance. As a business owner who relies on trucking transportation for a living, we understand the importance of having the right insurance coverages in place.MJM Insurance of Swansea can help you protect your source of revenue, with coverages designed for professional truck drivers and trucking operations. We offer transportation insurance for most types of trucks, including Box trucks, Semi trucks, Flatbed trucks, Front loaders, Tank trucks, Tractors, Dump trucks, Auto hauler trailers, Garbage trucks, Pickup trucks, Flatbed trailers, and more.
Because trucking is a unique industry, insurance carriers offer different types of risks. Our agents have access to multiple carriers that offer exclusive coverages and options to choose from. We can shop your insurance for you and find a company that is competitive with your specific insurance situation.
Illinois Trucking Insurance Coverages Include:
General Liability Insurance – covers damages to another person resulting from an accident you cause. Coverages Include:
Primary Liability Insurance – covers the damage you might do to other people or property. Primary Liability Insurance does not cover you or your truck, theft or bodily injury. Click here to learn about the minimum amount of primary liability insurance that is set by the Federal Motor Carrier Safety Administration.
Motor Truck Cargo Coverage – provides insurance on the goods hauled by a For-hire trucker. It covers your liability for cargo that is lost or damaged due to causes such as fire, collision, or striking of a load. If you are in an accident, commercial cargo insurance will pay for destruction or damage to the load that is being carried.
Removal Expense Coverage – protects you if your load is accidentally dumped on a roadway or waterway. The coverage pays for the cost to remove debris or extract pollutants caused by the debris.
Sue and Labor Coverage – pays for costs related to preventing further loss to damaged cargo, legal expenses in the defense or settlement of claims.
Earned Freight Coverage – pays for the freight charges the customer loses because of not delivering a load.
Our agents will sit down with you to discuss the different Trucking Insurance Coverages in Swansea Illinois and help you determine what best meets your situation. Additional coverages include:
More information about a driver’s responsibility can be found at the Illinois Department of Transportation’s website.
To learn more about our Illinois Trucking Insurance visit MJM Insurance of Swansea Trucking Insurance.
MJM Insurance of Swansea not only has the experience you need to manage large and small fleet transportation insurance, but also have exclusive relationships with the livery insurance carriers we write policies through. These relationships allow us to quote and bind policies at our office which means faster service for you. MJM Insurance of Swansea works with our transportation livery clients to manage potential losses, before they occur. Let us assess your transportation livery insurance needs and do the shopping for you — you save time and money!
For more information and to speak with one of our experienced, transportation livery insurance agents, please feel free to call the office between Monday and Friday from 9am to 6pm. Call (618) 277-2000 OR click here to contact us.